Too little binder for the gas being produced
Very commonGluten-free systems have no protein network to hold gas, so retention falls to whatever raises the viscosity of the continuous phase — usually a hydrocolloid. Below the level needed, bubbles rise, coalesce and escape, and the loaf that was visibly rising in the tin collapses back as it bakes. The signature is a bake that had volume and lost it, rather than one that never rose.
The variable underneath
Binder level
How to tell after the fact: A dense loaf with a coarse, open-then-collapsed structure near the top points to too little binder. A loaf that is close, springy in a rubbery way and leaves a slight coating in the mouth points to too much — and it is routinely mistaken for underbaking, which is why the crumb is worth pressing rather than only looking at.
What to change
Add a little binder — and only a little
If the mixture is holding no gas, raise the hydrocolloid slightly and change nothing else, so you can see what it did. Check first whether the blend already contains one — many do, and adding more on top is the commonest way to arrive at the opposite fault.
Applies where the bake rose and then collapsed, or was slack and thin going in. It does not apply where the crumb is already gummy or rubbery, which is the signature of too much rather than too little.
Trade-off: The useful window is narrow and small errors are proportionally large. Going too far costs volume and adds gumminess, so a small change assessed on its own is worth more than a confident one.